On July 7, the administration released a proposed rule that reverses the current definition of Short-Term, Limited-Duration Insurance (STLDI) health plans that allowed them to be sold for a period of up to 36 months. The proposed rule limits their duration to up to a total of up to four months. STDLI plans were originally designed to fill temporary gaps in private coverage and do not have to comply with Affordable Care Act consumer protections, including coverage of essential health benefits or pre-existing conditions. This summary highlights key provisions with implications for children’s health and hospitals.
Summary of Proposed Rule on Short-Term Health Plans
The proposed rule limits the availability of Short-Term, Limited-Duration Insurance (STLDI) health plans and strengthens consumer information about them.
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